Disclaimer

This Disclaimer outlines the financial limitations, liability boundaries, and investment disclosure statements of Yonta Trust Bank. By navigating our public websites, utilizing our checking/savings plans, or logging into our secure e-banking portals, you acknowledge and accept these terms in full.

1. General Uptime & Warranties Disclaimer

All information, tools, online calculators, interest trackers, and secure digital portals provided by Yonta Trust Bank are offered on an **"As-Is"** and **"As-Available"** basis. While we strive to maintain absolute accuracy and uninterrupted service, we do not warrant that our digital banking platforms, mobile apps, or secure subdomains will operate 100% error-free, without delay, or completely immune to cyber threats.

2. High-Risk Investment & FDIC Exclusions Warning

Standard consumer savings accounts and checking accounts at Yonta Trust Bank are fully protected under federal deposit insurance guidelines. However, other financial services offered by our corporate advisors carry significant market risks:

• FDIC Insurance Exclusions: Wealth management products, market portfolios, mutual funds, and custom investments are **NOT FDIC-insured**.
• No Bank Guarantees: Investments are not deposit liabilities of, or guaranteed by, Yonta Trust Bank.
• Risk of Loss: All investment services are subject to market volatility, and you may lose the original principal amount invested. Past performance is zero guarantee of future returns.

3. Third-Party Portals & Hyperlinks Disclaimer

Yonta Trust Bank websites contain integrations and hyperlinks to external servers (including our secure e-banking portal, global payment processors, or regulatory bureaus). We are not responsible for the privacy systems, security features, terms, or product offerings of third-party platforms. Accessing any external hyperlink is strictly at the client's own risk.

4. Limitation of Liability

To the maximum extent permitted by applicable laws, in no event shall Yonta Trust Bank, its executives, affiliates, or employees be liable for any direct, indirect, special, incidental, or consequential damages (including loss of profits, system outages, or data compromise) arising out of or in connection with the use or inability to use our digital banking platforms.