Privacy Policy

At Yonta Trust Bank, your security and privacy are our highest priorities. We operate under strict regulatory frameworks to ensure that your personal, financial, and business data is fully protected at all times. This Privacy Policy details how we collect, safeguard, and utilize your information when you access our online checking, high-yield savings, personal loans, and secure e-banking portals.

1. Information We Collect

To provide secure online banking operations and maintain strict regulatory compliance under Federal laws, we collect personal and financial information, including:

• Personal Identification Data: Full name, social security number (SSN) or tax ID, date of birth, nationality, and government-issued ID details.
• Contact Details: Residential and business addresses, phone numbers, and email addresses.
• Financial Records: Account balances, wire transfer histories, transaction histories, credit scores, and income statements.
• Digital Analytics Data: IP addresses, browser types, session cookies, and login attempts collected during online e-banking interactions.

2. Bank-Grade Security & Data Protection

Yonta Trust Bank is fully ISO 27001 Certified. We employ state-of-the-art administrative, technical, and physical safeguards to prevent unauthorized access, alteration, disclosure, or destruction of your financial assets and personal records:

• Military-Grade Cryptography: All communications between your device and our online banking portal are encrypted using AES-256 secure socket layers (SSL/TLS).
• Multi-Factor Authentication (MFA): Two-factor verification is strictly enforced for account access, profile modifications, and wire executions.
• Real-Time Monitoring: Automated network scanning and intrusion detection systems guard against digital security threats 24/7.

3. FDIC & Federal Disclosure Compliance

We fully comply with the Gramm-Leach-Bliley Act (GLBA) and other applicable US consumer privacy regulations. Yonta Trust Bank does not sell, rent, or trade your personal information to third-party brokers under any circumstances. We only share data with verified third parties when required to process transactions (e.g., clearing houses, credit bureaus) or under lawful sub-poena commands.

4. E-Banking Cookies & Session Tracking

Our secure online banking subdomain utilizes essential session cookies to authenticate user sessions, remember layout choices, and prevent cross-site request forgery (CSRF) exploits. These cookies contain zero unencrypted personal details and terminate automatically upon logging out.